AUTO FINANCE CENTER - FREELAND, MI

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Get New Chevrolet Financing in Freeland, MI

When you are shopping for a new vehicle and you decide to purchase a new or used vehicle from the Chevrolet brand, we want to be the first to congratulate you on your decision. Once you have selected the Chevy of your dreams, Freeland, Midland, Hemlock and drivers in other surrounding areas can then find great financing at our financing center. Some buyers prefer to come to our dealership with a pre-approval letter in hand, while others like to wait until they shop around and find a model they like before looking into financing. Regardless of your preference, our sales team and finance professionals at Burt Watson Chevrolet will work with you to find the best financing available.

Applying for Credit for an Auto Loan or Lease in Freeland

Before lenders extend an offer of credit, they want to know how you manage your money and how likely it will be repaid. As a result, all lenders require credit approval before agreeing to terms for an auto loan. While some lenders offer pre-approval, others jump right into the loan approval process. A credit check is required for both auto loan and lease agreements, so this is something you can expect regardless of how you wish to finance your Chevrolet model. Burt Watson Chevrolet can help drivers through this process with our lender contacts, or you can seek approval from an outside lender. The choice is yours, but we are here to help in any way we can.

Selecting an Auto Loan or Lease in Freeland

Each Bay City buyer is different in the type of auto financing they prefer. Those who enjoy switching vehicles often and changing it up can benefit from an auto lease. However, consumers who want to eventually own their Chevrolet at the end of their finance agreement should go with an auto loan. Both financing options are accompanied by an interest rate, principal payment, and term used to figure a monthly payment amount.

Contact our team to explore your financing options today!

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Frequently Asked Questions About Financing

At Burt Watson Chevrolet, we're proud to help shoppers near Freeland, MI, become better informed about the vehicle purchase process. If you don't see a suitable answer to your question or concern below, please reach out to our finance center experts today!

Can I get approved for a loan with bad credit?

Our team works with drivers of all backgrounds, meaning you can apply for financing no matter your credit history and current credit score. Please note that outcomes may vary depending on the severity of your credit history.

What happens if I'm a first-time vehicle buyer?

If you lack credit history as a first-time buyer, our team can help you find solutions that get you behind the wheel of a new, certified, or used vehicle.

How can I figure out my potential monthly payment?

Your potential monthly payment varies depending on your down payment, approved interest rate, and total vehicle value. For additional assistance, we encourage contacting our sales team.

Can I apply for financing online?

Burt Watson Chevrolet is proud to provide access to our digital finance application, which only takes about 10 minutes to complete whether you're applying individually or as a joint party.

What documents do I need to receive a car loan?

When you apply for financing online or in person, you'll need a government-issued ID or driver's license, proof of income, and proof of residence to establish a line of credit. If you've recently changed your address or switched jobs, you may need additional documents ranging from bank statements to utility bills.

How do I receive a copy of my credit report?

The United States Consumer Financial Protection Bureau (CFPB) notes that shoppers can receive a copy of their report directly from credit reporting agencies every 12 months, including TransUnion, Equifax, and Experian.

Does Burt Watson Chevrolet offer military financing?

Yes, Burt Watson Chevrolet allows eligible service members to use the Servicemembers Civil Relief Act (SCRA) to receive benefits and protections through GM Financial Services, including a maximum interest rate and the ability to terminate a lease due to active-duty orders. Don't hesitate to contact our finance center for additional information and resources.

Does better credit mean I get lower interest rates?

If you have good or excellent credit, you may be eligible for competitive rates and special offers that help you save on vehicle purchases. Drivers can view our current financial incentives online, over the phone, or in person.